Trades
Own vs Lease
The van, the rig, the truck — buy it or lease it?
Trade utility
Own it, or lease it
What owning costs beyond the payment — service, insurance, the stuff a lease often bundles in.
What you could sell it for when you're done with it. This is credited back on the owning side.
Cheaper over 5 years
Owning
By $4,966 total — $647/mo equivalent to own vs $730/mo to lease.
Total to own
$38,834
Total to lease
$43,800
Upfront to own
$5,700
Resale credit
$17,100
Owning credits back the resale value at the end — the asset you’d still have to sell. Leasing hands back an asset worth nothing to you, in exchange for never owning the maintenance risk.
What you type here is saved automatically — on this device, and to your account if you have one.
About this tool
Compare owning against leasing any real asset — a vehicle, equipment, gear — over the years you'd actually keep it, including the resale value ownership leaves you holding and the maintenance a lease payment quietly bundles in.
Best for
For anyone comparing a low lease payment against the real total cost of owning the thing outright.
Expected outcomes
Generate actionable structure, optimized formulas, and verified indicators under strict outcome standards.
Goes well with
Keep the workflow moving
This tool appears in
A number is a start. Here’s what to do with it.
This journey uses Own vs Lease as one step in a longer sequence of real actions.
Playbooks that use it
A playbook is the short workflow between a tool and a journey — a handful of steps that end in a finished document.